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Classic Credit Card Best Offers |
The list of classic credit cards below offers the chance to rebuild and re-establish credit. These differ from secured credit cards in that they do not require a security deposit. Classic credit cards may or may not charge an annual fee. Most classic credit cards do not offer any type of reward or points program. Take a look below at the various offers for classic credit cards and see which is best suited for your needs. |
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IBERIABANK Visa Select
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- Apply for the IBERIABANK Visa Select
- Introductory Rate of 0.00% for 12 months from date opened, on Purchases. (If there is an interest charge, the charge will be no less then $1.00). This rate will not change during the introductory period.
- Low Introductory APR on Balance Transfers of 1.99% for the first 12 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
- Low Ongoing Variable Rate APR after introductory period of 7.50% (Prime + 4.25%). This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less then $1.00).
- Online access to credit card account information
*See website for complete terms and conditions of card usage and application disclosure.
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0.00% for 12 months from date opened, on Purchases* |
* |
Prime + 4.25%** |
$35* |
Yes** |
Excellent** |
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IBERIABANK Visa Classic
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- Apply for the IBERIABANK Visa Classic today!
- No annual membership fee
- Low variable rate of 7.25%, 10.25%, or 13.25% (Prime + 4.00%, Prime + 7.00%, or Prime + 10.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
- Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
- Online access to credit card account information
*See website for complete terms and conditions of card usage and application disclosure.
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| None** |
* |
as low as Prime + 4.00%** |
None** |
Yes** |
Good/Excellent** |
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Orchard Bank Classic MasterCard
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- The Orchard Bank® MasterCard® is an excellent credit card choice for people looking to build their credit. As a cardmember, you will also enjoy acceptance at millions of locations worldwide, including website purchases and reservations; account information updated and at your fingertips 24/7; email and text messages to remind you of your upcoming payment due date with online enrollment. Get prequalified online in just 30 seconds! It is our goal to offer you the credit card that best fits your credit profile, which may or may not be the card you originally inquired about. You may be offered a secured card or an unsecured card, and with different terms and conditions which will be disclosed before your application is processed.
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| * |
* |
* |
* |
* |
* |
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*When you click on the " Apply Here " button you
can read the latest credit card terms and conditions.
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